I Discovered an "Infinite Money Glitch" to Earn Money by Doing Zero Work
It makes me millions on auto-pilot (not clickbait)
The title of this story makes me feel dirty. Even sleazy.
But I don’t know any other way to explain it. A few years back, as an ex-banker and unprofessional investor, I found an infinite money glitch. It’s how I use my income to make money for free.
It’s a formula that works every time and is heavily data-backed.
Once you see this formula and the patterns underneath it, you can’t unsee it. It’s undeniable (even if you know nothing about finance).
You’ll never think the same way about money again.
The 4 year cycle that makes most people go mad, makes me wealthy
Every 4 years the US has an election.
Most people lose their minds. They shout at the TV. They think red versus blue will change their financial future. The right calls Joe Biden “Slow Joe.” The left calls Donald Trump “Orange Man.”
It’s like being in the schoolyard at 12 years old with a bunch of bullies flinging dog poop at each other. The IQ level in these debates is below zero.
Meanwhile, since 2016, I’ve made a small fortune at each US election.
I learned from a famous investor named Raoul Pal why that is. The financial markets follow a 4 year cycle and they, bizarrely, start and end at the same time as the American elections.
There’s some logic behind this.
America has the largest economy in the world. It also has the biggest financial hub in the world, Wall Street. When Americans have an election the current political party in power wants to make sure they get voted back in.
So they don’t want any bad news. They want the economy to be strong.
Makes sense.
To make this happen, they ensure that during election years, they create as much money as possible out of thin air through currency devaluation, to essentially buy people’s votes – to make big promises and have free cash to pay for them.
At the same time, the summer season for financial markets typically booms 6 months prior to the US election and for another year after the election. If you want to nerd out on the data, you can do so via this link.
Once I understood this simple little cycle, everything changed. No matter how dumb I am, I can make money during a US election year and for 12 months after. It almost doesn’t matter what I invest in either.
Stocks, crypto, gold, real estate – they all do well during the summer season, some better than others.
The graph that tells you if everything is going to go up
If money is tied up in an investment it’s called illiquid because it’s not easy to turn back into cash.
If money is sitting in cash it’s called liquidity or liquid cash.
There are stupid graphs you can google that show “global liquidity.” This is a fancy way to say how much free cash is sloshing around the world at any one point.
It matters because if there’s free cash sloshing around, then that cash isn’t going to stay that way. No. Humans control cash and they can’t bear to have it NOT being put to work (through investing it into assets).
So when there’s a high amount of free cash (liquidity), it’s a sign that most of that money is about to enter the financial system via stocks, bonds, crypto, real estate, etc.
When the money enters the system asset prices go up.
The global liquidity graph tells me this information. So like a blind, dumb monkey that can’t speak english, I pay attention.
If global liquidity is high then asset prices are about to roar. So I invest and make more money when global liquidity is peaking, which it’s starting to do.
The graph will always keep going up (and it pisses people off)
Whenever I show the previous graph it annoys people.
“Yeah, but Tim the graph will trend down at some point, ya moron!”
Nope. And this is about to blow your mind as to why. Global debt is spiraling out of control. The world-is-on-fire types keep screaming “The end is near.” These crackpots are high as a kite on doom. They have no f*cking idea.
Debt will keep rising. It will never end. Because all the major economies can just create as much of their own currency as they like out of thin air. The X memes call it “money printer go brrr.” The finance wanks call it currency debasement.
I’ll give you a simple analogy in one picture.
I asked this question to my grandmother when I was 6. She said the same thing. If you play Monopoly and the bank runs out of cash, you just create fake paper slips with “IOUs” on them. That silly little hack is what runs every central bank and major government in the world.
Government debt is never-ending.
As Warren Buffett famously said, “The debt will never get repaid.” As the governments and central banks create more fake IOUs, it increases how much cash there is in the system. That means prices go up (aka inflation).
And that’s why your 7-Eleven Slurpee or Big Mac now feels like as big of an expense as a car payment. Therefore, piss-ant little wage increases each year mean nothing.
Wage goes up. Inflation goes up too.
What’s worse is the formula to calculate inflation is completely fictitious. There are infinite ways to calculate inflation and most people use the government’s formula, which conveniently makes it look like inflation is low.
It’s not. It never will be again.
We’re stuck in an infinite doom loop of never-ending debt going up and the free cash in the system always going up. Once you understand this, a lot of how you use and invest money changes.
You realize the financial system is basically a kid’s monopoly game that’s legally manipulated a million different ways to look one way but operate another.
Wealthy people understand the real Monopoly game. The average person doesn’t and they unfairly get beaten up harder than a crash test dummy.
The infinite money glitch only works if you follow this rule
Even if the average person understands everything I just wrote, they won’t unlock the infinite money glitch. Why?
Short-term thinking.
The data shows that young people are gambling more and more. We’ve gone from dropping money into blackjack at casinos to betting on dog coins and treating the stock market like a roulette game.
This has led us to become a pack of short-term investors.
Average people want to get rich quick. They have zero freaking patience. And TikTok and Instagram are full of a bunch of posers making out they bought a Lambo after one month of investing in a backdoor doggy coin.
So then the masses believe this lie and it makes them even more short term in their thinking. And they drown in FOMO.
The infinite money glitch that I use to make millions on auto-pilot works best on 5-year timeframes. Why?
Because recessions and black swan events like the Coroni 2020 bat virus happen. When they do, all logic, sexy graphs, and gurus are out the window.
Everyone is wrong.
The challenge is we never know when these random events will happen. But if you stay invested in the right financial assets for at least 5 years, you’ll typically surpass any short term chaos like a plane flying into the world trade center.
A little bit of patience makes you wealthy.
The fastest horse in the money race
Some will hate me for saying this part. I don’t care.
If you read my stuff I expect you to be open-minded. If not, no point reading anything I write. All we have left now is to answer this question:
“But what do I invest money into?”
I told you before that it doesn’t matter too much. But of course some investments during this cycle will do better than others.
I don’t want you to trust my opinion because I’m a stupid blonde (now brown-haired) Aussie who drinks too many smoothies and watches too much America’s Got Talent.
The data doesn’t lie. And the data will probably make you mad. This data is for the last 10 years.
Another graph…
Again, I don’t give a flying unicorn’s pen!s whether you like Bitcoin or crypto. I just pay attention to the data. A decent chunk of my investing capital since 2013 has gone into 3 cryptocurrencies:
Bitcoin
Ethereum
Solana
Note: I’ve invested 10,000+ hours research into each of these 3.
I’m not guessing, and that’s why I sleep peacefully at night. After that much research the trend of these three cryptos and their continued dominance are obvious to me.
It won’t be the same for you and that’s fine. I’m just telling you what I’ve done and how I think.
Investing in these 3 cryptos allows me to exploit the infinite money glitch at an even higher level. People can throw poo at me for doing this. I don’t care. This strategy has worked and will continue to work (by design).
Crypto has been a huge factor in the US election. That’s no coincidence.
None of this works unless you have an income
The one component you need to take advantage of the infinite money glitch is money.
The glitch works when you take money and use it to make more money. I discovered my only limitation then is my income. The more money I can earn the more money I can invest in the infinite money glitch.
So to exploit this money glitch further, at the same time as investing, I’ve worked on growing my income streams.
The bottom line
This money glitch won’t work for most people.
The reason is they’ll skip over everything I just said. They won’t do 5 minutes of research to verify my claims. They’ll assume it’s a get-rich-quick scheme or that I have some hidden incentive to share this information.
So they’ll ignore me.
And that’s why I don’t care about telling people how I create infinite amounts of money on auto-pilot, because I know 99.9% of people will ignore me. And the 0.1% of people who may use this formula will become impatient and f*ck it up.
At least now, the infinite money glitch is public. I’ve always wanted to share it but never had the courage to. I also have struggled to put it into words. This is my first attempt. I hope you find it useful.
Have fun making boatloads of money in 2024-2025.
Is the infinite money glitch real or fake in your opinion? Let me know in the comments below and why.
This article is for informational purposes only, it should not be considered financial, tax or legal advice. Consult a financial professional before making any major financial decisions. I do not and will never sell financial products/advice. I will never ask you to join any Whatsapp group either.
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Trying to time the market is a fools' game.
Everybody on the street knows exactly these times and they try to get in before the crowd does.
Trying to guess when others will put their money in is usually a very dangerous tactic, which might work for some time.
The problem with it working is that it puts you in a state in which you think you are invincible and that you cracked the code. But you haven't.
The human system is the most complex one and it doesn't behave in any expected manner.
Trying to predict the future based on the past in that case is an incredibly high risk high reward situation.
I would avoid.
I like the Monopoly explanation—it's spot on.
Patterns are natural and exist everywhere.
I like to look at the world from a distance and observe social patterns.
Money has its pattern, as do relationships, coworkers, hookup culture, and relatives.
It's so funny to sit alone in a coffee shop, beach, or bar and witness people interact.